Some recent developments in the life assurance and savings markets in the U.K.

The study is mainly based upon information obtained during a one week visit to London in May 1998. The programme included visits to different companies and organizations within the financial sector. The visit was organized by Svenska Försäkringsföreningen (the Swedish Insurance Society) in cooperation with the Chartered Insurance Institute in London. The study consists of contributions from the participants in the group. Niclas Uddén, Skandia, compares recent developments in the life and pension market in U.K. and Sweden. Gunnar Nordholm, Skandia, focuses on the domestic and international growth of U.K companies in life and pension insurance. Jacob Kramer, Skandia, presents and analyzes the significant differences in the use of distribution channels for life products in the U.K. and Sweden. Niklas Forslund, Konsumenternas Försäkringsbyrå (Consumers’ Insurance Bureau), discusses the differences that exist between the Swedish bureau and the corresponding organization in the U.K. Marianne Hauge-Granqvist, Finansinspektionen, describes the merging of different regulatory bodies into one single Financial Services Authority, and she also gives a short summary of the consequences of the ”mis-selling scandal” that followed the possibility to opt out of state pension schemes in 1988.

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