Recent developments in the Swedish insurance market
4/1995
The Swedish Insurance Market has been under a constant transformation during the last decade. This is somewhat in contrast with the period from the end of the Second World War until the mid eighties, when a strict regulation lead to a low degree of product innovation and a low degree of market entry. The rapid transformation of the market during recent years has to a large extent been triggered by changes in regulation. I would like to give you a view of structural developments in the market, high-light some recent trends in the insurance market and finally discuss some issues for prudential regulation and supervision. Let me, in order to put the development in the insurance market in a relevant perspective, start by giving you a general economic background.
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